Programs


Merchant programs

SURV offers a variety of merchant service programs guaranteed to meet your businesses needs and budget. Our consultative approach ensures you will understand your current program and what other options are available to you. Our detailed analysis will clearly show the break down of your current processing fees and how SURV can better position your business to lower those costs. Once you partner with SURV, you no longer have to worry about overpaying for your processing. 

Your account will be regularly monitored to ensure your business is always taking advantage of the best programs and solutions.

We look forward to SURVing you!

INTERCHANGE OPTIMIZATION

If you are a business-to-business or business-to-government merchant, you automatically qualify for the Interchange Optimization program. Our program allows Corporate and Government issued credit cards to be processed at the lowest possible interchange rate without having to spend unnecessary time entering the Level II and Level III data.

SURCHARGINg

Surcharging is becoming more and more popular with small businesses who want to accept credit cards for payment, but do not want to cover the expense. As a convenience of accepting credit cards for their customers, the merchant charges a small fee to cover the costs associated with credit card transactions. This is done automatically through our state-of-the-art terminals and/or payment gateways.

TRADITIONAL

Traditional processing has been around since the very first credit card transaction. The merchant pays a small percentage for every credit card transaction they process. Typically the rate structure will be interchange plus, flat rate, or tiered.

CASH DISCOUNT

Similar to surcharging, Cash Discounting is also a program that allows the merchant to pass the cost of processing on to the customer. In this program, the merchant offers a discount incentive to those customers who pay with cash.